Dental membership for retirees and the self-employed.

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No employer dental benefits? THDC membership gives retirees, freelancers, business owners and 1099 contractors a direct way to plan for dental care.

Preventive care from $300 a year. Or choose the $600/year Loyalty Plan for included preventive care and 50% off general and specialty treatment, up to $2,000 in discount savings per plan year.

Membership is not insurance. The Loyalty Plan has a two-year commitment and renews automatically. Review the full terms below.

Call (510) 495-1075 to discuss membership

Dental care without employer benefits.

Retired or planning retirement? If you are leaving employer dental benefits behind, keep a plan for regular cleanings and future treatment. Compare the included preventive care, annual fee and treatment discounts before you choose.

Self-employed, freelance or working on a 1099? Arrange dental care directly with THDC, without an employer-sponsored plan. Know your membership fee and ask for a treatment estimate before care begins.

One practice for general and specialty care. Our dentists and in-house specialists help coordinate your care. The Loyalty Plan has no waiting period and includes discounts on general dentistry, oral surgery, root canals, gum treatment, dental implants and orthodontics, subject to its $2,000 annual discount-savings limit.

Not sure which plan fits? Call (510) 495-1075. Our team can explain the benefits, costs and commitment before you enroll.

Dental plan for self-employed people without insurance in Oakland and the East Bay: if you are a freelancer, business owner or 1099 contractor with no employer dental benefits, our in-house membership replaces insurance. The Standard Cleaning Plan is $300 a year for two cleanings plus unlimited exams and X-rays. The Loyalty Plan is $600 a year and adds 50% off general and specialist treatment, up to $2,000 in savings per plan year, with no waiting period, no deductible and no claim forms. It covers our general dentists at 13 East Bay offices and our oral surgeon, root canal specialist, gum specialist and orthodontist at the Rotunda Specialty Center in downtown Oakland. Start with an $89 exam with X-rays; the $89 is credited toward your plan if you join.

The Standard Cleaning Plan: Everything You Need

$300 a year. No hidden fees. No fine print.

What’s included:

  • 2 professional cleanings a year — with ozone treatment already included (most dental offices charge extra)

  • Unlimited exams and X-rays — as often as your teeth need them, not as often as insurance allows

  • Zero deductibles. Zero copays. Zero claim forms. You pay once and are covered for the year.


Loyalty Plan — $600 per year

50% off dental treatment, up to $2,000 in discount savings per plan year.

  • Two professional cleanings per year, with ozone treatment included.

  • Preventive exams and X-rays included.

  • The 50% discount applies to general and specialty dental treatment until your annual discount savings reach $2,000.

  • Access to THDC’s specialists, with care coordinated at the appropriate office.

  • A two-year commitment; the $600 fee is charged annually.

The annual limit applies to the amount you save, not the amount of treatment billed. Your team can explain how the plan applies to your proposed treatment before you decide.


Understand the annual savings limit

50% off, with a maximum of $2,000 in discount savings per plan year.

For example, $1,000 in treatment charges would receive a $500 discount. Across $4,000 in treatment charges, the 50% discount would reach the $2,000 annual savings maximum. These examples illustrate the discount only; the membership fee is separate.

After you reach the annual savings maximum, further treatment in that plan year does not receive the 50% membership discount.

Review the plan with our team

Ask which included services you would use, how much of your annual discount remains, and what your estimated total cost would be. Savings depend on the treatment you receive.

Call to discuss membership · Explore payment options

THDC LOYALTY PLAN TERMS & CONDITIONS:

  1. Increased Coverage: Members receive 50% off dental treatment, up to a maximum of $2,000 in discount savings per plan year. The cap applies to the discount received, not to the treatment charges. After $2,000 in discount savings has been reached, additional treatment in that plan year does not receive the 50% membership discount. Membership discount cannot be combined with other offers or promotions.

  2. Annual Fee & Auto-Renewal: The $600 membership fee is charged annually with a 2-year commitment, and the membership auto-renews. To opt out after the initial 2-year commitment, notification is required before the auto-renewal date.

  3. Early Termination: Failure to fulfill the two-year commitment or early termination of the agreement will result in the remaining balance becoming the patient’s responsibility.

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